Free savings calculator
How much could a heat pump save you?
Answer three quick questions about your home and how you heat it today. We'll compare your current costs with three Mitsubishi Electric Hyper-Heat options, built on Hudson Valley winters and today's fuel prices.
Mitsubishi Electric Diamond Elite Contractor
Voted Best Electrician in the Hudson ValleyStep 1
How do you heat your home today?
Current heat
Step 2
Tell us about your home
Step 3
How much heat do you use?
How should we work it out?
We estimate from your home's size and age. If you have last year's delivery or utility totals, pick "I know my yearly usage" for a closer number.
Adjust prices
Default prices as of November 2026: heating oil $6.32 a gallon and propane $3.79 a gallon (New York residential averages), natural gas $1.75 a therm, electricity $0.27 a kWh. Enter your own prices for a closer estimate.
Your estimated savings
Whole-home Hyper-Heat
About $2,570 a year compared with heating oil today. Heating would run about $206/mo.
Your heating today
About 779 gallons of oil a year, $5,037 a year
$420/mo
Tap an option to see its details
5-year heating cost
Running costs only, at today's prices held flat for five years. They do not include the price of the new system, rebates or financing.
Whole-home systems may qualify for NYS Clean Heat rebates through your utility. We handle the paperwork.
Claire is our smart assistant. She can answer questions about your result and find a time for your free estimate.
This is an estimate only. Actual savings depend on weather, insulation, how you use your heat, and future energy rates. Your free in-home estimate gives you a firm number for your home.
Free estimate
Get your free in-home estimate
Send us your numbers. A comfort specialist reviews them and calls to set up a free visit.
Current offer: $500 off a single-zone mini-split install. TZ Signature Plan members get $650 off.
Send your request from this calculator and get code MINI350: an extra $350 off any quote you approve with us.
One code per approved quote, not per unit. It can be combined with one other current promotion, like $500 off a single-zone mini-split install.
Offers combine like this: one current site promotion plus one other offer, like a calculator code. Joining the TZ Signature Plan does not add more promotions on top.
Mitsubishi Electric 12 & 12 dealer
12-year parts.
12-year labor.
Labor warranty subject to terms and conditions.
Covered for 12 years, parts and labor
As a Mitsubishi Electric 12 & 12 dealer, the systems we install come with a 12-year parts warranty and a 12-year labor warranty. The labor warranty terms:
- TZ Electric maintains your system on a yearly or twice-a-year plan, so we can confirm it is cared for and running right.
- The 12-year labor warranty is honored only through TZ Electric. No other dealer can use it.
A TZ maintenance plan is what keeps your 12-year labor warranty valid. See mini-split maintenance plans.
Ways to pay
Financing
Financing through Wisetack (terms from 3 to 60 months) and Synchrony (promotional financing), on approved credit. See financing.
Longer terms with the TZ Signature Plan
Signature Plan members get access to extended financing on new systems, if they qualify. See the TZ Signature Plan.
Rebates and NYSERDA loans
NYS Clean Heat rebates may apply to whole-home systems. We check what your home qualifies for.
TZ Electric is a participating contractor in NYSERDA's residential loan program: loans from $1,500 to $25,000 with 5, 10 or 15 year terms, for those who qualify. The paperwork takes longer, so ask us if it fits your project.
Outages happen here
We do both generators and mini-splits
When the power goes out in winter, a home without heat gets cold fast. Even a smaller generator can back up a mini-split, so you always have a warm room to stay in until the lights come back.
Doing a generator and a mini-split? Send a request for both at the same time and go ahead with both, and you get $500 off each quote.
Offers combine like this: one current site promotion plus one other offer, like a calculator code. Joining the TZ Signature Plan does not add more promotions on top.
Common questions
Do heat pumps really work in Hudson Valley winters?
Yes. Mitsubishi Electric Hyper-Heat systems are built for cold climates and keep heating down to -13°F or -22°F, depending on the model. A Hyper-Heat FX keeps 100% of its heating capacity down to -10°F and keeps running down to -22°F. They're most efficient in the milder parts of winter, which is most of our heating season here.
How accurate is this estimate?
It's a ballpark based on your home's size, age, fuel type and typical Hudson Valley weather. Your real costs depend on insulation, thermostat habits, the winter we get, and energy prices. Your free in-home estimate gives you a firm number.
What is Hyper-Heat?
Hyper-Heat is Mitsubishi Electric's cold-climate heat pump technology. It keeps delivering strong heat when it's well below freezing outside, and the same system gives you efficient air conditioning in summer.
Can I keep my boiler or furnace as a backup?
Yes. With a hybrid setup, the heat pump handles most of the season and your existing boiler or furnace takes over on the coldest days. Many homeowners like keeping it for peace of mind.
Does the 5-year number include the cost of the system?
No. The 5-year totals are heating costs only, at today's prices. They do not include the price of the new system, rebates or financing. We go over all of that at your free estimate.
Should I repair or replace my old boiler, furnace or AC?
A common rule of thumb: multiply the system's age by the repair cost. If the answer is over $5,000, replacing usually makes more sense than repairing. Systems over 15 to 20 years old also tend to run less efficiently and need repairs more often. If you're facing a big repair, it's a good time to compare a Mitsubishi Electric Hyper-Heat system, and our free estimate can help you decide.
Are there rebates?
Whole-home heat pump systems may qualify for NYS Clean Heat rebates through your utility, and other promotions come up throughout the year. We check what's available for your home and handle the paperwork.
How does financing work?
Financing through Wisetack (terms from 3 to 60 months) and Synchrony (promotional financing), on approved credit. Want longer terms? TZ Signature Plan members get access to extended financing on new systems, if they qualify. TZ Electric is also a participating contractor in NYSERDA's residential loan program (loans from $1,500 to $25,000, 5, 10 or 15 year terms), which takes more paperwork.
What warranty comes with a new system?
As a Mitsubishi Electric 12 & 12 dealer, the systems we install come with a 12-year parts warranty and a 12-year labor warranty. The labor warranty is subject to terms and conditions: TZ Electric maintains the system on a yearly or twice-a-year plan so we can confirm proper maintenance and operation, and the labor warranty is honored only through TZ Electric. Signing up for a TZ maintenance plan is what keeps it valid.